Cartum, together with Paynet Business and Nova Post, has prepared advantageous benefits for their clients. Take advantage of our special offer and create an online store under highly favorable conditions. Find more details in the article.

Launching an online store in Moldova is simple and rewarding: benefit from several months of free website usage from Cartum, discounts on Nova Post delivery services, and discounts on connecting online payments through Paynet Business. Our offer helps you reduce launch costs, start selling faster, and provide your clients with the best payment and delivery methods.

Cartum Capabilities

Cartum is a platform for creating online stores. We have over 10 years of experience in e-commerce and more than 12,000 clients across Ukraine, Moldova, Romania, Italy, Bulgaria, and other European countries. We offer a ready-to-use solution that allows you to launch online sales in just a few days. With us, you focus on developing your business, not on solving technical problems.

An online sales website built on Cartum represents an alternative to classic development and eliminates the long waiting periods required to build an online store. There is no more need to wait for website development—all sales functions, designs, and integrations are already available. You get access to them immediately after submitting your website creation request. No additional programming services or technical knowledge are required.

After creating an online store on Cartum, you will benefit from:

• Romanian and Russian languages available by default on the website, with the option to add any other language versions and currencies;

• Over 300 modern designs ready for various niches;

• Chat support within the website's administration panel, where you can communicate with platform specialists and receive help on all product-related aspects;

• Integrations with online payment and delivery services, alongside the possibility to connect other integrations via API;

• Wholesale sales features;

• A technically prepared website for search engine optimization, featuring all necessary tools for SEO specialists;

• A modern mobile version of the website, and much more.

Websites created on the platform are hosted on servers in France, which ensures their secure and stable operation. The platform's specialists handle hosting, online store protection against cyber attacks, and other technical aspects, including website updates. Thus, entrepreneurs can dedicate all their time to business development without having to manage technical issues. All you have to do is configure and fill the website with information, pay the subscription, and connect a domain. In this way, you can quickly and easily launch your own online store from scratch.

Integration with Nova Post

Nova Post is an international logistics operator that has been active in Moldova for over 12 years. The company's network in Moldova includes 59 offices, 296 parcel lockers, 356 Pick Up points, and three sorting centers. Additionally, the company provides deliveries across the entire country and courier delivery to specific addresses. Thus, buyers can receive their orders in the manner most convenient to them: at an office, at a parcel locker, at a pick-up point, or via courier to their address.

Nova Post offers both local delivery within Moldova and international delivery to 16 countries in Europe and the USA. Delivery times within the country start from one day, and in Chișinău delivery can be completed on the same day, allowing online stores to ship orders quickly and provide clients with a convenient service.

The integration between Cartum and Nova Post allows buyers to choose their desired office, parcel locker, or Pick Up point directly during the checkout process. This simplifies the buying process, reduces the number of additional clarifications between the store and the client, and makes delivery as convenient as possible for the buyer. Clients can also opt for courier delivery and receive the order at their desired address. Furthermore, recipients can easily track the entire route of the package from shipment to delivery in the new Nova Post app. The status is updated in real-time, so users always know where the order is and when it is scheduled to be delivered.

Integration with Paynet Business

Paynet Business is a solution provided by Paynet, the leader of the fintech market in Moldova, specializing in B2B and B2C technological projects. The company's portfolio includes electronic payment processing, acceptance of Visa and Mastercard card payments, as well as electronic wallet payments, and integration with the national payment system MIA, which ensures instant transfers.

By connecting Paynet Business to the online store created on Cartum, you will offer clients a fast, convenient, and secure method to pay for their orders. To create a Paynet business account and subsequently connect the integration, it is required to have a registered business in Moldova. Details about connecting the integration can be found in our instructions.

Promotional Offer from Cartum, Nova Post, and Paynet Business

Cartum, together with its partners, Nova Post and Paynet Business, has prepared special promotional offers for you. The conditions for obtaining the bonuses are very simple:

• Cartum: Upon creating an online store on Cartum, you can benefit from 2 months of free website usage after the first payment. The main condition of the promotion is to create a site on Cartum and be a Nova Post or Paynet Business client.

• Nova Post: Offers Cartum clients a 10% discount on delivery services until July 31, 2026. Important: the promotion is valid only for users who do not yet have a contract with Nova Post. If you already use the company's services, you can still benefit from 2 months of free website usage when creating an online store on Cartum.

• Paynet: Offers a 50% discount on registration in the payment system. To benefit from this bonus, it is sufficient to be a Cartum client and connect the integration to your website.

📅 The promotional offers are valid from June 17 to July 31, 2026.

Conclusion

Cartum, Nova Post, and Paynet Business cover the core needs an entrepreneur faces when launching online sales: website creation, delivery organization, and online payment setup. Thanks to ready-to-use integrations, an online store created on Cartum can function immediately with the services buyers prefer and process orders without difficulties.

You will be able to launch a site on Cartum, connect delivery through Nova Post, accept payments via Paynet Business, and benefit from the special conditions offered by the partners. Complete the application to create an online store on Cartum and start using tools prepared for sales.

Starting June 24, 2026, the terms of use for unidentified electronic wallets will change.

• Customers registering from 24.06.2026 can access the application immediately, but to perform any transaction, it is required to complete the account identification process.

• Customers registered up to 23.06.2026 will continue to benefit from the previous terms: a usage period of 28 days or a transaction limit of 3,000 MDL.

For any questions, we are available via our short phone number: 1311.

Technology makes our lives simpler, and digital payments and fast transfers are already a daily reality. However, along with the evolution of financial tools, scammers' methods have also become more diverse, more convincing, and harder to recognize at first glance. They use phone calls, social media messages, emails, or cloned web pages to gain control over your money.

At Paynet, your financial security is our absolute priority. Together with the official recommendations of the National Bank of Moldova (NBM), we have prepared a practical guide to help you recognize online traps and protect your account and personal data.

🚩 Clear Warning Signs: How to Recognize a Fraud Attempt?

Regardless of the channel through which you are contacted (SMS, Viber, WhatsApp, Telegram, or phone call), there are several clear clues that betray a scammer:

• Artificial Urgency: You are asked to act "now" or "immediately" under the pretext that your account will be blocked or that your money is in danger. Scammers always rely on panic and psychological pressure.
• Request for Confidential Data: You are asked for passwords, security codes received via SMS (OTP), or complete card details.
• Promises of Quick Earnings: Offers for "risk-free" investments in cryptocurrencies or shares, coming from unknown individuals.
• "Recommended" Links and Applications: You are sent suspicious links to make payments or asked to install remote access applications on your phone or computer.

The Most Common Types of Scams

1. Impersonation of Authorities or Banks

People claiming to be representatives of Paynet, the police, the NBM, or other institutions contact you to communicate an "urgent problem." Remember: No public institution and no licensed bank will ever ask you for your card details, passwords, OTP codes, or to transfer money into a so-called "secure account." Furthermore, the NBM does not call citizens to propose investments and does not grant loans.

2. Phone Number Spoofing (Spoofing Caller ID)

Scammers can use special technologies to mask their real number, so that the name of an official institution or bank appears on your phone screen. If the call demands urgent data or actions, hang up immediately and call the company's official number directly.

3. Phishing and Fake Messages (SMS / Email / Couriers)

You receive an SMS or an email that perfectly mimics notifications from courier companies, utilities, or tax services. You are asked to access a link to pay a small fee, a fine, or to unblock a package. Once the link is accessed, you are directed to a cloned page where, if you enter your card details, they go straight into the hands of criminals.

4. OTP Codes Are Strictly Personal

The one-time password (OTP) received via SMS is the equivalent of your digital signature. Scammers may try to obtain it to authorize online loans or transactions in your name. Do not share it with anyone, regardless of the reason invoked!

🛡️ The Golden Rules for Your Financial Security

To navigate safely in the online environment, apply these simple rules every time:

• Stop and Verify: Do not rush into making financial decisions over the phone or on the spur of the moment.
• Keep Your Data Only to Yourself: Never provide passwords, access codes, OTP codes, PINs, or complete card details.
• Avoid Unknown Sources: Do not access links received through unsolicited messages and do not install applications at the request of strangers.
• Stay Informed Only from Official Sources: Consult the official web pages of institutions and speak directly with the support team of your bank or digital wallet before making any unexpected transfer.

🚨 What Should You Do If You Have Been the Target of a Fraud Attempt?

1. Interrupt all communication with the suspicious person (hang up the call, block the contact).
2. Contact Paynet immediately (or your card-issuing bank) through official channels to block the account or card if you suspect your data has been compromised.
3. Change the passwords of financial applications from a secure device.
4. File a complaint with the authorities by calling the single emergency number 112.

Security begins with proper information. Protect yourself and share this information with your family and friends—a simple discussion can prevent a major financial loss.