For each of us, it’s important to be there for our loved ones when they need us. Whether you want to help a parent, support a friend, or do something nice for someone close, now it’s easier than ever. With MIA Instant Payments through Paynet, you can send money quickly, without an IBAN—just with a phone number.
Let’s see how MIA makes life easier for people like you.
Ana – The mom who manages it all
Ana is the mother of two wonderful children. Daria loves art and attends a painting course, while Matei lives for football. Between work, home, and daily responsibilities, Ana sometimes forgets to prepare the money for Daria’s class or Matei’s snack.
Before, she had to look for an ATM or make complicated bank transfers. Now, all she has to do is open the Paynet app, select MIA Instant Payments, and send the money in just a few seconds—directly to the painting teacher’s phone number.
"MIA helps me save time and be more organized. Instead of worrying, I can be where it truly matters." – says Ana.
Because sometimes, being close doesn’t just mean being physically present, but being able to help exactly when it’s needed.
Nicolae – The son who takes care of his family
Nicolae lives in the capital, but his parents have remained in their hometown. Even though distance separates them, he wants to make sure they don’t lack anything.
Before, he had to go to the bank or rely on slower ways to send money. Now, with MIA in the Paynet app, he transfers money in seconds directly to his mother’s phone number—without an IBAN or other banking details.
"Every time I make a transfer, I feel closer to my parents. I know I can’t always be with them, but this way, I show that I care." – says Nicolae.
For him, MIA means more than a fast payment—it’s a way to be present, even from afar.
Daniela – The client who made friends
Daniela has been going to the same hairdresser and manicurist for years. Over time, they became more than professionals—they became her friends.
Before, she always had to carry cash to pay them and leave a tip. Now, thanks to MIA in Paynet, she transfers money directly to the hairdresser’s phone number, even adding a sweet message: "Thanks for the perfect curls!" or "You’re the best, you saved me again!"
"MIA isn’t just about transfers, it’s about how we connect with the people who matter in our lives." – says Daniela.
For her, MIA isn’t just a payment—it’s a gesture of appreciation.
Can you call them? Now you can also transfer!
With MIA in the Paynet app, you send money instantly—without an IBAN, without stress. All you need is the recipient’s phone number. The money arrives immediately, with no fees for amounts up to 10,000 lei.
The only thing you need to do is make sure the recipient has activated MIA and set up a default account to receive transfers.
Because, at the end of the day, transfers aren’t just financial transactions—they’re gestures that bring people closer.
Activate MIA in Paynet and start transferring simply, quickly, and securely!
📺 See how easy it is in our tutorial.